Understanding Liability in an Uber or Lyft Accident

Car accidents are troubling enough between two individual drivers, but when you throw commercial operations into the mix, the process gets a lot more confusing. Ridesharing is big business in the world today, and many people are working in the gig economy through companies like Uber or Lyft. Understanding liability in a routine traffic accident is straightforward enough, but what happens when you get into a car accident with a driver who has one of those little stickers in their car window? Who is ultimately liable for the damages or injuries.? The answer is not as cut and dry as you may think.

  1. Driver Without a Passenger

If the crash occurs when a driver is without a passenger in their vehicle, then the driver is ultimately responsible for the damages. However, that depends on the status of the driver at the time of the collision. If they are not logged into their rideshare account, then they are not protected under the commercial policy, and even if they are logged in, if they have no rides scheduled, they are also not protected.

  1. Driver En Route to a Customer

If the rideshare driver is en route to a customer, then they are protected under a portion of the company’s commercial policy, but it is not as much as when a passenger is present. You will need to speak with an attorney or the company to discover the maximum payouts for the policy.

  1. Driver With a Passenger

When an Uber or Lyft driver is transporting a customer, the commercial policy offers its maximum coverage. However, just because a plan has a maximum payout does not mean that you are entitled to that full coverage. Basically, understanding when a driver is covered and not means you know who is responsible for the damages and who you should focus your lawsuit against.

There is no denying that ridesharing has made car crashes more complicated than before. The rise of contracted workers means that people are not as protected as they once were. However, despite the additional confusion and complications, a car accident attorney is still likely well-versed in personal injury laws and understands the responsibilities of commercial and individual parties. If you were injured in a car accident and the driver is an Uber or Lyft driver, then make sure to contact an attorney, like an Uber accident attorney in Washington, DC from Cohen & Cohen, as soon as possible to figure out how to move forward with your suit. They can help you navigate the confusing events and resolve your dilemma.